Welcome to Insurance Deals Hub. These Terms and Conditions (“Terms”) govern your use of the website https://insurancedealshub.online/ (the “Site”) and any related services provided by us. By accessing or using the Site, you agree to be bound by these Terms.
1. Acceptance of Terms
By using this Site, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions and our Privacy Policy and Refund Policy.
2. About Insurance Deals Hub
Insurance Deals Hub is an online platform that helps users compare, understand, and select insurance plans. We facilitate connections with third‑party insurance providers but do not act as the insurer or guarantor of policy terms.
3. Use of Website
You agree to use the Site only for lawful purposes and in compliance with all applicable laws and regulations. You shall not:
- Use the Site for fraudulent or harmful activities.
- Access unauthorized services or areas of the Site.
- Interfere with the security or functionality of the Site.
4. Account Information
If you create an account or submit personal information:
- You agree to provide accurate and up‑to‑date information.
- You are responsible for maintaining the confidentiality of your account credentials.
- You are responsible for all activity under your account.
5. Insurance Products and Services
- Insurance products are offered by third‑party providers.
- Coverage, benefits, pricing, and terms are determined by the respective insurers.
- We assist with comparison, guidance, and submission of requests only.
6. No Warranty
All content and services on this Site are provided “as is” and “as available” without warranties of any kind. Insurance Deals Hub does not guarantee:
- Accuracy of information provided on the Site.
- Availability or performance of third‑party insurance products.
- Specific results from use of the Site or services.
7. Limitation of Liability
To the maximum extent permitted by law, Insurance Deals Hub and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:
- Use or inability to use the Site.
- Errors or omissions in content or services.
- Loss of data, profits, or business interruption.
8. Intellectual Property
All content on the Site, including text, graphics, logos, and images, is protected by copyright and other intellectual property laws. You may not:
- Reproduce, distribute, or modify content without permission.
- Use our trademarks or logo without written consent.
9. Third‑Party Links
The Site may contain links to third‑party websites, products, or services. We are not responsible for the content, accuracy, or practices of linked sites. Your use of third‑party sites is at your own risk.
10. Privacy
Your personal information is governed by our Privacy Policy, which forms part of these Terms. By using the Site, you agree that we may collect, store, and use your information as described in the Privacy Policy.
11. Changes to Terms
We may update these Terms at any time. When changes are made, the updated Terms will be posted on this page with a new Effective Date. Your continued use of the Site implies acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of [Insert Country/State], without regard to conflict of law principles.